Monthly Archives: October 2017

Fall sees me tripping over my words

<p>2018 Benefits Open Enrollment (OE) runs from Oct. 30 to Nov. 13, 2017. Refer to the <a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/17356" target="_blank">Benefits Open Enrollment page</a> on the NIKE HR Website for complete details and enrollment guides.</p> <p>The <a style="TEXT-DECORATION: underline" href="https://nike.ent.box.com/s/w8dhd296uxv7axlrb551s7jeft1rt5g5" target="_blank">Benefits OE Training Deck</a> (presented on Oct. 11, 2017) covers:</p> <ul> <li>What’s New?</li> <li>Roth 401(k)</li> <li>Open Enrollment Timeline</li> <li>Healthcare</li> <li>Prescription Drug Coverage</li> <li>Dental/Vision</li> <li>Security Benefits</li> <li>Dependent Care/CERA</li> </ul> <center> <h2>DATES</h2> </center> <br /> <ul> <li><strong>Oct. 16</strong>: OE guide mailed to eligible Employees.<br /> <strong>Note</strong>: DC & Retail will have posters displayed as well as an option to opt-in for text reminders.</li> <li><strong>Oct. 24</strong>: HDHP Flip Book mailed.</li> <li><strong>Oct. 26</strong>: Soft OE begins (early OE start for HR)</li> <li><strong>Oct. 30</strong>: OE begins - email sent to eligible Employees. Separate customized email sent to expats.</li> <li><strong>Nov. 3</strong>: Reminder email sent to Employees (this will be sent after 5 pm PT).</li> <li><strong>Nov. 10</strong>: Final reminder email sent to Employees.</li> <li><strong>Nov. 13</strong>: OE ends (soft date)- email sent to non-enrolled.</li> <li><strong>Nov. 17</strong>: OE ends (hard date). <strong>Note</strong>: This should not be communicated to Employees.</li> </ul> <h2 align="center">WHAT’S NEW?</h2> <br /> <ul> <li><strong>Healthcare premiums</strong>: Employees will pay one rate for adults they cover and another rate for children. Premium costs will be based on plan type and number/type of dependents covered.</li> <li><strong>Prescription drug coverage</strong>: Nike is changing coverage from a 2-tier to a 3-tiered design. <ul> <li>The cost Employees pay will depend on which tier their prescription falls under for the Basic and PPO plans.</li> <li>A new mail order program called Mail Service Member Select (MSMS) is being added – an easy way to fill prescriptions and save money.</li> </ul> </li> <li><strong>Dental plan enhancements</strong>: <ul> <li>Preventive care will not count towards the annual maximum.</li> <li>Dental Plus Plan will include a new PPO Network – to provide bigger savings.</li> </ul> </li> <li><strong>Roth 401(k)</strong>: OE communications mentions the new Roth 401(k) feature that allows Employees to contribute to retirement savings on an after-tax basis. NIKE matches up to a combined 5% for Employees retirement. (<strong>ex</strong>: Employee contributes 1% to Roth 401(k) and 5% to regular 401(k), NIKE will only match 1% to Roth and 4% to the regular 401(k) account.)<br /> On Jan. 2, 2018, Employees will be able to login to Fidelity to make an election. Refer Employees to <a style="TEXT-DECORATION: underline" href="https://nb.fidelity.com/public/nb/nike/home" target="_blank">netbenefits.com/nike</a> for more information.</li> <li>The <strong>Recommendation Path</strong> scenarios-based tool in the Benefits portal will not be available this year. The results weren't found to be a very accurate guide during OE last year. Advisors should not be advising Employees on what they should select, it's the individual's financial decision.</li> </ul> <h2 align="center">AFFORDABLE CARE ACT (ACA)</h2> <br /> <ul> <li>No changes for 2018. ACA queries are handled by Benefits Team.</li> <li>NIKE must collect and report accurate SSNs for all enrolled Employees and dependents.</li> <li>Nike must offer “Full Time Equivalent” benefits to Employees working an average of 30 hours a week.<br /> Eligibility is based on a 12 month lookback period (Oct - Oct), this year it's Oct. 17, 2016 - Oct. 17, 2017.</li> <li>Notices are mailed to all eligible Employees. Benefits are only applicable for 1 year, and re-evaluated every year. When coverage ends, they would be eligible for COBRA.</li> <li><strong>Mid-year Employment Status Changes</strong>: Benefits will look back from termination effective date and look back to October of the previous year to determine eligibility. Route questions to Benefit Ops.</li> <li>At the end of the year NIKE provides a 'W-2 Like' form, called the <a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/17470" target="_blank">1095-C</a> (sent by Towers Watson) to Employees, with confirmation of their medical enrollment and covered dependents.</li> </ul> <center> <h2>FREQUENTLY ASKED QUESTIONS</h2> </center> <br /> <p><strong>Why has my premium increased?</strong><br /> Any increase arises from the normal cost of doing business. Premiums change every year, and last year's premium changes were minimal.</p> <p><strong>Who can termed Employees contact regarding their retirement planning questions?</strong><br /> Employees termed under the Organizational Transformation should be routed to Securian (a Minnesota Life affiliate). Call: 1-866-881-3348.<br /> Non-termed Employees with retirement planning questions should also be routed to Securian.</p> <p><strong>What is Alight Solutions?</strong><br /> Alight Solutions is the new name for the dependent verification vendor AON (previously called AON Hewitt). Rebranding will occur in Q1 or Q2, 2018.</p> <p><strong>How can I check if my dentist is in the PPO network?</strong><br /> Network queries should be routed to Moda at <a style="TEXT-DECORATION: underline" href="http://www.modahealth.com/nike" target="_blank">www.modahealth.com/nike</a>. Employees cannot check if their dentist is in-network under NIKE's PPO plan until Jan. 1, 2018. Moda offers generic network information prior to this date.</p> <p><strong>Can my dependents be covered on the Vision Plan if I am not?</strong><br /> No. Employees do not have to enroll in every available plan, but they must be enrolled in a plan for their dependents to receive coverage under that plan.</p> <center> <h2>ADDITIONAL RESOURCES</h2> </center> <br /> <ul> <li><a style="TEXT-DECORATION: underline" href="https://nikehr-1.custhelp.com/app/answers/detail/a_id/5089">Employee Self Service (ESS) training deck</a> for HRD Advisors</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/17356" target="_blank">Benefits Open Enrollment page</a> on NIKE HR Website</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/sites/default/files-public/primary-downloads/benefits-oe-faqs-en-us.pdf" target="_blank">Open Enrollment FAQs</a> on the NIKE HR Website</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/15762" target="_blank">Medical Coverage page</a> on the NIKE HR Website</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/15757" target="_blank">Dental Coverage page</a> on the NIKE HR Website</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/15753" target="_blank">Vision Coverage page</a> on the NIKE HR Website</li> <li><a style="TEXT-DECORATION: underline" href="https://nikehr.nike.com/node/16837" target="_blank">When Coverage Ends and Cobra page</a> on the NIKE HR Website</li> </ul>

Oscar Wilde in New York, 1882

Fall or autumn?

‘Tis the season – of mists and mellow fruitfulness, and attempting to call the time of year by its American name.

Unlike the unrelenting stacks of leaves blowing into our driveway – despite my occasional efforts to remove them – I’m not sure ‘fall’ will stick.

Because a season of low light, cool evenings, and chilly air presaging the arrival of winter is an ‘autumnal’ one. Full stop (not ‘period’).

The word itself has a long history, stretching back to the 8th century. Its origins are in the Old French ‘autompne’, which crossed with the Latin ‘autumnus’ to create the late Middle English ‘autumn’. From there John Keats and his ilk ran with it.

‘Fall’ is fine, but it just doesn’t have the same historical heft. It’s more of a verb – part of ‘autumn’, but hardly the full experience.

And so, the season of spectacular leaf color, and equally spectacular Oregon rainfall, remains ‘autumn’ – in my company at least.

But my annual wrangling with the topic is part of a bigger question. As an immigrant to the U.S., should I drop the old words for the new?

Is it an auto shop or a garage? A line or a queue? Fries or chips? A restroom or a toilet? I could go on.

Should I adapt? Or should I instead adopt some advice. Another Irishman who spent time in America, Oscar Wilde, remarked that, “we have really everything in common with America nowadays except, of course, language”.

Little has changed since Wilde made that comment more than 130 years ago. Some things never change, it seems.

To that end, autumn will always be fall here. Just not to me.

_____

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Tom, Sean, and me

Sean Hughes

Sean Hughes

I’ve spent plenty of time in the early 1990s recently, pulled back there by the deaths of Tom Petty and, yesterday, Sean Hughes.

Both men were sides of a coin – or squares on a Rubik’s cube (this was the Nineties, after all) – to a teenager like myself, growing up in a smallish town in Ireland which seemed a million miles from Mulholland Drive or the Edinburgh Festival.

Reading tributes to and – more immediately – watching clips of both performers from 25 or more years ago, led to mixed feelings, some nostalgic and some of – ‘was it really like that?’

Sean’s Show ran on Channel Four, one of the nine or 10 channels we had at home back then. Not owning a CD player, I listened to Full Moon Fever on tape – so much so that I wore out the frail spool. It was one of about 20 cassettes I possessed.

After digesting the obituaries and watching the YouTube clips, and spending too much time chasing teenage memories, I was left with an unanswered question: what the hell did I do with the rest of my free time in 1992?

Tom Petty. Pic: Takahiro Kyono

Tom Petty. Pic: Takahiro Kyono

Nowadays it’s often a struggle to carve out 30 minutes to listen to a piece of music or watch a TV show; back then it seemed that I was the lord and possessor of vast amounts of time, some of it spent playing soccer, some with my head in Tolkien or Thomas Harris, and none of it linked to anything digital.

Was it a better time? Or a happier or healthier one? Who knows? I can’t really remember. Then again, I can barely remember the album I listened to yesterday on Spotify, or the last long article I read, because both have already been drowned out by the online noise I surround myself with.

Watching an episode of Sean’s Show last night, I was struck by its feeling of space, the slower pace, the unfilled moments devoted to a confused look, a wry glance, or a cut scene. There was nothing pressing about engaging with the show, it was easy to slip into its pace.

An hour later, I made it barely 15 minutes into an episode of Family Guy, because the jokes weren’t coming fast, or funny enough. Maybe it’s me? Or maybe it’s what I’m watching?

Tom Petty sang that ‘the waiting is the hardest part’. I’m not sure that 2017 me would have the patience to sit through some of Sean Hughes’ quirkier set pieces, or the filler cuts on late Eighties Heartbreakers’ albums.

Perhaps that’s no bad thing. But I still have a feeling that – minor as it is in the face of mortal news  – something’s been lost.

_____

 

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Power out, Stevenson WA

At 5am the Columbia River Gorge is mostly in darkness.

Returned to an earlier state.

But here and there the black is specked with lights

Driven by generators and engines, that assure us that we own the night

And that we control the darkness. That the gorge is ours.

But the fire-blackened hills and the tang in the morning air tell a different story,

Of how our control is an illusion,

And how we have been, and will be, here only a brief time,

And that our preoccupations don’t matter,

When cast against an enormous darkness.

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